To consolidating debt

People often ask us about debt consolidation and whether consolidating their debts will affect their credit.

Check our debt payoff guide to further assess your options.More Debt consolidation can help your credit if it helps you make on-time payments or shrinks balances on revolving accounts, especially if credit card balances were near their limits.Your credit may be hurt if you run up credit card balances again, close most or all of your remaining cards, or miss a payment on your debt consolidation loan. We’re on your side, even if it means we don’t make a cent.

It’s also not the solution if you’re overwhelmed by debt and have no hope of paying it off even with reduced payments.

Always look after the assets you bought with credit.

To consolidating debt comments

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